Conforming Loan Limits 2025 High Balance Limit. The fhfa announced today the updated baseline conforming loan limit for 2025 will be $806,500, an increase of $39,950 from 2024. Each year, the federal housing finance agency (fhfa) reviews home price changes to determine conventional loan limits for the.

Effective immediately, pennymac is aligning with the conforming loan limit increases for standard and high balance loans, as announced by fannie mae and freddie. Currently, the conforming loan limit is $766,550.